Long-Term Care Captive and Retention Programs

Take control of rising long-term care costs by owning a share of the insurance.
Two healthcare workers in scrubs organize medical supplies on a table near a window.
Long-Term Care Captive and Retention Programs Solutions from Lemon-Mohler Insurance Agency

Solutions For
Commercial Insurance

Commercial insurance is a type of coverage designed to protect businesses from potential financial losses resulting from unforeseen events such as property damage, liability claims, theft, or employee-related risks. It serves as a safety net that helps companies manage risks and recover more quickly from disruptions, allowing them to maintain operations and safeguard their assets, income, and reputation.

Businesses need commercial insurance because operating without it exposes them to significant financial threats that can arise from lawsuits, natural disasters, or accidents. Whether a company is large or small, having the right insurance coverage ensures compliance with legal requirements, builds trust with clients and partners, and provides peace of mind knowing that unexpected events won’t derail long-term goals.

The Insurance Alternative

The alternative your agent has never told you about

Did you know there is a solution to your rising insurance costs? Lemon-Mohler has the experience and resources to give you the control of your insurance portfolio.

Control Of Your Portfolio

Did you know there is a solution to your rising insurance costs?

Lemon-Mohler has the experience and resources to give you the control of your insurance portfolio:

Why Consider A Change

Have you considered an insurance captive or risk retention group?

Why consider a change? Review the immediate benefits.

Immediate Benefits
PRICING

Direct control of your premium, versus pricing that responds to market volatility

CLAIMS

Proactive defense of claims by seasoned inhouse LTC attorneys, versus adjusters who are working on behalf of insurance carriers

EQUITY

As an owner, you are obligated to the profits of your insurance company

DIVIDEND DISTRIBUTIONS

Mark your calendar for dividend distributions

Worth Considering

“If you always do what you’ve always done, you’ll always get what you’ve always got.”

Henry Ford

Who We Are

The largest privately owned independent insurance firm on the Mississippi Gulf Coast

Founded in 1947, Lemon Mohler is a third-generation owned and operated agency, which has grown to become the largest privately owned, Independent Insurance Firm on the Mississippi Gulf Coast. Our niche in Long-Term Care and Senior Living brings a wealth of knowledge to your financial advisory team. We would be honored to have the opportunity to meet your expectations and insurance needs.

“Serving our community with integrity and an enduring commitment to thoughtful relationships.”

What Our Clients Say

“Lemon Mohler has consolidated our complex insurance program, allowing for greater market leverage and recognition”

— TX Management Group

In Their Words
MS MANAGEMENT GROUP

“I have worked with Chris for 9 years, his experience as an LTC Risk Manager has helped us with far more than insurance.”

AR MANAGEMENT GROUP

“Through the years and changing market conditions, Lemon Mohler has been able to place insurance coverages in Captive and Risk Retention Groups.”

OK MANAGEMENT GROUP

“Saving us tens of thousands in premium, while providing equity in our insurance program.”

Schedule A Consult

Christopher D. Woods

CRM | Certified Risk Manager | Agent
T (228) 282-0585  ·  O (228) 875-7777